Cost- Quebec City remains meaningfully more affordable on average than Montreal, let alone Toronto or Vancouver.
- As Quebec's provincial capital, the city carries a substantial government employment base supporting relatively stable demand.
- Quebec's distinct notary-based closing process and separately-billed welcome tax apply here the same as anywhere else in the province.
Relative affordability within Quebec and nationally
Quebec City remains meaningfully more affordable on average than Montreal, and considerably below Toronto or Vancouver, making it one of the more accessible major Canadian markets overall — consistent with the broader affordability advantage Quebec markets generally offer relative to Ontario and BC.
The government employment anchor
As Quebec's provincial capital, Quebec City carries a substantial provincial government employment base, providing a demand stability comparable in character to what Ottawa and Victoria's government employment bases provide in their respective markets.
Quebec's distinct process still applies here
Buying in Quebec City follows the same province-wide structural differences covered in our Quebec buying guide — a notary-based closing process and the separately-billed welcome tax covered in our dedicated guide, both applying here the same as anywhere else in the province.
Considering a Quebec City purchase? Run your numbers on the mortgage payment calculator and closing cost calculator.
- Canadian Real Estate Association (CREA) — accessed September 2026