CostWhat changed
- This is a reference list, consolidating the federal housing measures covered individually elsewhere in this section into one place.
- It spans monetary policy, buyer-side tax programs, supply-side initiatives, and buyer restrictions — four distinct categories working somewhat independently of each other.
- Check the individual linked articles for details and dates on any specific measure, since this list is a summary, not a substitute for the specifics.
Monetary policy
- Bank of Canada policy rate — see our rate update
- OSFI mortgage stress test — see our stress test update
Buyer-side programs and tax measures
- FHSA and RRSP Home Buyers' Plan — see our stackable programs guide
- GST/HST rebate for first-time buyers of new construction — see our dedicated update
- Federal foreign buyer restrictions — see our non-resident buyer guide
Supply-side initiatives
- Build Canada Homes — see our dedicated update
Lending and buyer restrictions
- 2026 rental-property lending change — see our dedicated update
- Reduced federal immigration targets — see our demand-effect update
See what any of these measures mean for your own numbers starting with the affordability calculator.
Sources
- Department of Finance Canada — accessed September 2026
- Bank of Canada — accessed September 2026
- OSFI — accessed September 2026