Cost- Legal fees have risen modestly in most provinces, consistent with general service-cost inflation.
- Some land transfer tax rebate thresholds and bracket cutoffs have been adjusted in certain provinces, changing the effective tax at specific price points.
- Title insurance premiums have stayed relatively stable, one of the more consistent closing cost line items over the past year.
Legal fees have risen modestly
Consistent with general service-cost inflation, legal fees for a standard residential closing have risen modestly across most provinces compared to a year or two earlier — still within the general $800-$2,000 range covered in our legal fees guide, but worth getting a current quote rather than relying on an older estimate.
Land transfer tax thresholds have shifted in some provinces
Some provinces periodically adjust rebate thresholds and bracket cutoffs for land transfer tax — always confirm current thresholds directly via our closing cost calculator rather than relying on a figure from a prior year's research, since a threshold shift can meaningfully change your effective rate depending on exactly where your purchase price falls.
What's stayed relatively stable
Title insurance premiums (see our title insurance guide) and registration fees in provinces without land transfer tax have stayed comparatively stable, among the more predictable line items in your total closing cost picture year over year.
Get your current, up-to-date closing cost estimate on the closing cost calculator rather than relying on an older figure.
- Department of Finance Canada — accessed September 2026