CostAlberta and Saskatchewan charge no land transfer tax at all. Most other provinces use marginal brackets similar to Ontario's. Quebec's "welcome tax" is billed separately by the municipality after closing, and Toronto is the only city that layers its own tax on top of the provincial one.
A $600,000 home, province by province
Approximate land transfer tax, $600,000 purchase
| Alberta | ~$400 (flat registration fee only) |
| Saskatchewan | ~$450 (flat registration fee only) |
| BC | ~$10,000 |
| Ontario (outside Toronto) | ~$8,475 |
| Toronto (Ontario + municipal) | ~$16,950 |
| Manitoba | ~$8,150 |
| Nova Scotia (varies by municipality) | ~$9,000–$10,800 |
| Quebec (billed separately post-closing) | ~$8,500 |
These are illustrative figures for a resale purchase with no first-time buyer rebate applied — get your exact number for any province on the closing cost calculator.
The two provinces with no land transfer tax
Alberta and Saskatchewan are the only provinces that charge no land transfer tax at all, billing only a small flat title registration fee instead — a genuine, meaningful cost advantage that has nothing to do with the home's price.
Why Quebec is structured differently
Quebec's "welcome tax" (technically the Land Transfer Duty) isn't collected by the notary at closing the way it is almost everywhere else — the municipality bills it separately, usually a few months after you take possession. It's easy to forget about if you're only budgeting for costs due on closing day itself, so plan for it as a real bill arriving later, not something already handled.
Toronto's extra layer
Toronto is the only Canadian city with the legal authority to charge its own municipal land transfer tax on top of the provincial one — see our full breakdown in why Toronto buyers pay land transfer tax twice. No other city in the country does this, which is why Toronto's total so clearly stands out in the table above.
See your exact land transfer tax for any province with the closing cost calculator, or your monthly payment with the mortgage payment calculator.